Insurance Info
If you have insurance, we will help you understand the coverage you have available. We ask that you assign your insurance benefit to us. The balance (less insurance coverage) will be arranged for you to pay using one of the options described in payment options. We will help in every way we can in filing your claim and handling insurance questions from our office on your behalf.
How does orthodontic insurance work?
There are many different agreements between insurance carriers and their subscribers, and each contract provides a different benefit. Orthodontic insurance generally differs from regular dental insurance in that each insured individual usually has a lifetime maximum benefit for orthodontic services. This benefit is paid as a percentage of the orthodontic fee (diagnostic record, initial fee, monthly payments, etc.) until the benefit maximum has been reached.
How does this office assist you with insurance?
For your convenience, we are flexible on our payment plans and do accept payment from most insurance companies. We will gladly assist you in submitting insurance claims pertaining to charges for care rendered in our office. However, please be aware that our primary financial relationship is with our patients or their families and not with their respective insurance companies. Thus, the insurance company is responsible to the patient and the patient is responsible to the doctor.
Helpful Hints:
- Know what your benefits are before treatment starts. If you are not sure, contact your insurance company so that you know exactly how much you can expect to be paid and when to expect payment to be made. Our office will verify your coverage as well.
- If your carrier requires verification of continuing treatment, or provides a form for verification of continuing treatment, we will gladly submit the appropriate information.
- For medical reimbursement accounts, also known as Flex accounts, you may use a copy of your cancelled check or receipt of payment provided by our office. If needed, we can also print out the financial history of your account.
- When you sign your Financial Contract, you will notice that it is for the entire treatment fee, minus your estimated insurance, but if for any reason your insurance does not pay as expected (for example, if you change jobs and lose the insurance), the balance becomes your financial obligation.
Springstone Patient Financing
Springstone makes it possible by providing low monthly payments to finance your elective treatment. Affordable payments, an easy online process, and no hidden fees - Springstone just makes sense.
